Choosing the Proper Funeral Services
When death occurs, you have no choice but to look for funeral services within six days after the bad news. However, before hiring a particular funeral service, you have to determine and compare important information such as fees, costs of funeral services, procedures available, pricelists for cremation or caskets and additional fees for transportation, flowers and other optional services. When a funeral service refuses to give information about these fees, immediately stop doing business with them. In addition, funeral services should provide you with the most detailed information about fees. They should be able to explain to you about other additional expenses like preservation care, flower arrangements, religious services, taxes and other fees. Make sure that once you contact any funeral services, they provide you with precise and clear information. During these instances when emotions are high, it is best to ask someone close to you to accompany you during the meeting with a funeral service. This will ensure that all terms and fees will be discussed over the meeting.
Before signing a contract for a funeral service, make sure that you understand all information about the funeral director, embalming or preservation care and other services offered you like to include.
How to Finance Funeral Services
For people who were not able to pre-arrange their funerals before their death, family members are likely to worry about financing the funeral services. When this happens, you have several options on how to finance the services. First, you could contact the deceased banker and determine whether his or her assets cover funeral expenses. These financing options are usually authorized by the family and the banking establishment.
You can also request empowerment by the notary to receive the funds for funeral services. Be aware that this option needs all the senior beneficiaries' signature before it can be released. As a family member of the deceased, you can access dues from death-funeral insurances, mutual or life insurance and social security for cases of death while performing duties as a professional or employee.
While some funeral homes provide financing for their clients, the best way to save money on services - especially if no one in your family has pre-arranged a funeral - is to compare prices from different providers before signing any contract. This way, you will ensure a meaningful memorial ceremony for your deceased loved one without worrying about the costs of funeral services.